Checking for All of Your Needs


Discover your go-to checking 和 savings accounts here at Arbor Financial Credit Union with options that fit all your financial goals.

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Compare Checking Accounts to Find the Right One for You

 

Free Checking

Momentum Checking

Premier Checking

Select Checking

Volt Banking

Best Account for

Members who want an everyday free checking account
Members who use a debit card 和 want to earn a high yield on an everyday checking account
Members earning a higher yield by maintaining a monthly balance of $2,500+
Members who would like the high yield of a CD, but without being locked in to a specific term.
Young adults age 19-24 who would like help managing their money 和 would like reduced fees.

N/A
4.00% 年*
.20% 年* *
3.50% 年1
N/A

Minimums 和 Fees

  • No Minimum
  • No monthly service fee
  • No minimum opening deposit
  • No Minimum
  • No monthly service fee
  • No minimum opening deposit
  • $2,500 Minimum
  • No monthly service fee if you maintain a balance of $2,500
  • No minimum opening deposit
  • No Minimum, but must have $250,000 to earn the highest yield
  • No monthly service fee
  • No minimum opening deposit
  • No Minimum
  • No monthly service fee
  • No minimum opening deposit
  • All fees are significantly reduced

Key Features

 

 

Earn up to 4.00% 年*

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Why choose Arbor for your personal banking?

Arbor Financial Credit Union members get more through their membership. From high-return savings accounts 和 low-interest loans, to awesome membership discounts 和 expert financial advice, our members have access to everything they need for financial success. 我们的 checking accounts come with loads of free features 和 are paired with the latest technology for speed 和 accessibility. No, we're not a bank; we are a people-first financial institution that is here for you!

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Personal Checking FAQs

Ready to get started?

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  • 应用 在线

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电话: 800.422.7340

学习 to Manage Your Wealth

Financial literacy is everything. Get help underst和ing your saving 和 investment options by meeting with a licensed insurance agent for free. As an account holder, you’ll receive support building a custom strategy that will help you reach your financial goals.

学习 More 关于 How to be Financially Healthy

Customer paying with an Arbor credit card.

Zelle 和 the Zelle related marks are wholly owned by Early Warning Services, LLC 和 are used herein under license. Must have a bank account in the US to use Zelle.

*Annual Percentage Yield (年) as of 10/1/2022. 借记 card purchases must post to your account during the calendar month. ATM transactions do not apply. Interest is not paid on balances over $15,000. $500 minimum direct deposit 和 enrollment in eStatements required. Minimum 10 debit card purchases are required to receive any interest. One Momentum Checking account per member. Rate is variable 和 subject to change.

** Interest earned on daily balances of $2,500 or more. The minimum daily balance required to avoid a $25 monthly maintenance fee is $2,500. Account fees could reduce earnings. Annual Percentage Yield (年) earned on Arbor Financial Credit Union's checking programs are calculated by the daily balance method. Dividends are compounded 和 paid monthly. The dividend rate 和 年 are variable 和 may change at any time as determined by the Board of Directors. Fees may reduce earnings on the account. 年 shown is accurate as of October 1, 2022.

1. Annual Percentage Yield (年) earned on Arbor Financial Credit Union's checking programs are calculated by the daily balance method. Dividends are compounded 和 paid monthly. The dividend rate 和 年 are variable 和 may change at any time as determined by the Board of Directors. Fees may reduce earnings on the account. 年 shown is accurate as of May 1, 2023. Interest earned on daily balances of $250,000 or more. If the balance is below $250,000, you will earn 0.01%.

2. Direct deposits 和 other 汽车mated Clearing House (ACH) credits may post to your account up to five days early with the Early Pay service. The Early Pay service is dependent upon when the deposits are originated from the sender 和 received by the Credit Union, 和 we cannot guarantee deposits will post prior to their anticipated settlement date. The Credit Union is not responsible for delays in posting due to unforeseen circumstances. The Credit Union, in its sole discretion, may determine whether certain deposit payments, deposit types, or member accounts are excluded from the service. The terms 和 conditions for Early Pay are subject to change, at any time, without advance notice. Not applicable to business, loan, or mortgage accounts.